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Consumer Math Lifepac - Unit 6 Worktext
SKU
054564
ISBN
9780740342776
Grade 10-12
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Teaching Method
Traditional
Teacher-centered curriculum commonly used in classrooms that may include a text, teacher manual, tests, etc.
Charlotte Mason
A methodology based on the work of a 19th century educator who maintained that children learn best from literature (Living Books), not textbooks.
Classical
A methodology based on the Latin Trivium (three stages of learning), including the grammar stage (memorization and facts), logic stage (critical thinking), and rhetoric stage (developing/defending ideas).
Unit Study
A thematic or topical approach centered around one topic that integrates multiple subject areas.
Montessori (Discovery)
A methodology based on the work of a 20th century educator that emphasizes student and sensory-driven discovery learning and real-life applications.
Other
Other methodologies
Religious Content
Secular
Contains content contrary to common Christian beliefs (i.e. evolution).
Neutral
Avoids religious or theoretical topics or presents multiple viewpoints without preference.
Christian/Religious
Faith-based or including instructional religious content.
Learning Modality
Auditory
Learns through listening, talking out loud or reading out loud.
Visual
Learns through seeing, prefers written instructions and visual materials.
Kinesthetic/Tactile (Hands-On)
Learns through moving, doing and touching.
Multi-Sensory
Curriculum that employ a variety of activities/components.
Presentation
Sequential
Curriculum progresses through well-defined learning objectives. Emphasizes mastery before moving to the next topic.
Spiral
Topics and concepts are repeated from level to level, adding more depth at each pass and connecting with review.
Conceptual/Topical
Focus is on the “why,” often with a unifying concept as well as specific skills; coverage may be broader.
Teacher Involvement
Low Teacher Involvement
Student-led materials; parent acts as a facilitator.
Medium Teacher Involvement
A mix of teacher-led time and independent student work.
High Teacher Involvement
Teacher-led lessons; may utilize discussions, hands-on activities and working together.
Additional Materials Required
No other materials needed
Everything you need is included.
Other Materials Required
There are additional required resources that are a separate purchase.
Other Materials Optional
There are additional resources mentioned or recommended but are not absolutely necessary.
Consumable
Consumable
Designed to be written in; not reusable.
Non-Consumable
Not designed to be written in; reusable.
Our Price
$8.50 
Description
Publisher's Description of Consumer Math Lifepac - Unit 6 Worktext
Course Description
Consumer Mathematics Unit 6 introduces students to different types of loans, types of interest rates, how to calculate portion of repayment going to interest, and additional repayment considerations. Students also learn about different types of mortgage loans, associated interest rate variables, and tools to calculate portion of repayment going to interest and principal over time. Students also learn about financial aid for education as well as private student loans for education, exploring the differences between financial aid that must be repaid and grants and scholarships. Lastly students compare costs associated with renting and buying.
In this course, students will study:
· Strategies for saving
· Savings accounts
· Special savings accounts
· Differences between saving and investing
· Investment products
· Stocks
Course Objectives
· Define key terms associated with loans.
· Differentiate between secured loans and unsecured loans.
· Recognize the relationship between finance charges, the principal, the loan repayment period, and the total cost of the loan.
· Understand how to calculate the total cost of repaying a loan.
· Define key terms associated with mortgages.
· Identify various types of mortgages and associated costs.
· Calculate a mortgage payment.
· Identify various types of loans, including student loans, home equity loans, small business loans, and car loans.
· Understand the differences between a car loan and a car lease.
· Identify various types of higher education loans and alternatives.
· Identify upfront costs and the ongoing costs associated with renting.
· Identify the benefits and disadvantages of buying and renting.
· Identify the purpose of leasing.
Category Description for Alpha Omega Mathematics
Homeschoolers appreciate the Alpha Omega curricula for their ease of use and quality instruction. There are 4 different teaching options available to help you meet your math education needs: Lifepacs, Horizons, Switched on Schoolhouse (flash drive for Windows only) and Monarch (online). Please see each option for the full course description. Christian content is included in the Lifepac, Switched on Schoolhouse and Monarch curricula.
Category Description for Lifepac Mathematics
A complete, Christian math curriculum that emphasizes skill mastery. Each Complete Boxed Set contains ten LIFEPACs and a teacher guide. The only exception is the Grade K Boxed Set, which contains two student books and a teacher guide. LIFEPACs only (no teacher guide) are also available for use with multiple students. Review and self-tests are built into the curriculum. LIFEPACs are thin, consumable student work texts. They are colorful in the elementary grades, but become less colorful as the grade level increases. Each set of ten LIFEPACs provides a year-long curriculum.
The spiral-bound teacher's guide contains a curriculum overview, teacher's notes, answer keys, and suggested guidelines (for scheduling, grading, study methods, etc). Daily lesson plans are not included. Teacher guides for grades K-1 provide more detailed teaching instruction than guides for grades 2-12. Why? Because the LIFEPAC curriculum facilitates the independent study approach. Starting in second grade, written instruction is included in each LIFEPAC so that the lessons are largely self-instructional. The teacher's responsibilities include introducing each LIFEPAC, setting a schedule, completing teacher checks, being available for student questions, administering and grading tests, and developing additional learning activities.
You might be wondering, "What's the difference between this curriculum and Horizons Math?" After all, both programs come from the same publisher and follow a similar scope and sequence up to the sixth grade. The main difference, in my opinion, is that Horizons is not self-instructional (written instruction is not included in workbooks). Another difference is that LIFEPACs offer standard practice problems whereas Horizons offers a greater variety of problems (mazes, decoding, etc) as well as standard drills, but LIFEPACs provide many more problems per workbook page. ~ Anh
Placement Tests Category Description for Consumer Math Lifepac (Aop)
Practical application of math in the areas of family finances, occupations, business, and transportation. Helps students to solve real-life problems in budgeting, banking, and taxes. Boxed set includes ten LIFEPAC workbooks, review test and a solution key (which includes answers to the Lifepac questions), self-test, and test. LIFEPACS ONLY set includes just the Lifepacs, and workbooks and solution key are also sold individually. Prerequisites are Algebra I and Geometry.
Details
| Product Format: | Paperback |
|---|---|
| Brand: | Alpha Omega Publications |
| Grades: | 10-12 |
| ISBN: | 9780740342776 |
| Length in Inches: | 10.875 |
| Width in Inches: | 8.375 |
| Height in Inches: | 0.125 |
| Weight in Pounds: | 0.3 |
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