Combining
Dave Ramsey’s high energy with the practical experiences of his team, this revised
homeschool edition of Foundations in Personal Finance equips high
schoolers for financial success!
Divided into
13 chapters, students learn personal finance, understanding your money
personality, budgeting basics, the importance of savings, understanding credit
and debt, how to be a smart consumer and consumer rights, career preparation with
basic information on resumes and interviewing, entrepreneurship, college
planning, banking and financial services, insurance, income and taxes, housing
and real estate, investing and retirement, generosity, and global economics.
There are
two components for this course: a printed Student Worktext and the Online
Digital platform with streaming video lessons and teacher resources. The
consumable Student Worktext offers guided notetaking for video lessons,
text readings, analyze and reflect questions and short answer journaling
questions. Each chapter concludes with a review section with fill-in-the-blank,
multiple choice and summary questions. The worktext is visually appealing, with
ample white space and colorful illustrations. It also includes a web link and
unique code to access the digital component. There is no religious content in
the Student Worktext.
Offering one-year
access that begins when you activate it, the Digital Platform is divided
into a Teacher and Student section. For the student, online video lessons,
additional activities (2 per chapter), and chapter review and tests (auto
graded) are easy to navigate and allow for independent learning. The Teacher
section includes the printable Pacing Guide, end notes, glossary, worktext
answers, additional activity pdfs (with answers), family discussion ideas, case
studies, scripture references and topical devotions, and a printable
certificate of completion. Worth mentioning, the devotions and scripture
references are completely optional to be used at the parent’s discretion. There is also a bonus 90-minute documentary, Borrowed
Future (with Teacher Resources), that explores the student loan industry. Each
student will need their own worktext and digital platform. Please note that the books are non-returnable, due to the unique download codes printed in each book.
As a mom who
required the previous edition of this course as a prerequisite for homeschool
graduation, I applaud the Ramsey team for keeping personal finance practical
and current for today’s young people. Provides young people (and their
parents!) the knowledge necessary for financial success! ~Deanne